The Kisan Vikas Patra maturity period depends upon the KVP Interest rate declared by the government after every quarter of each financial year. The current KVP maturity period is 124 months i.e. 10 years and 4 months.
Kisan Vikas Patra is a government backed scheme introduced by the government for small investors. It is a scheme which gives fixed and guaranteed returns to the KVP holders which they would get after a fixed period of time.
Kisan Vikas Patra Maturity Period
Kisan Vikas Patra Maturity period is decided on the basis of the Kisan Vikas Patra Interest Rate issued by the Finance Ministry of our country.
The KVP Maturity period is calculated according to how much time it will take to double up the investment with the Kisan Vikas Patra Interest Rate at that time. So higher is the Kisan Vikas Patra Interest Rate, lower is the Kisan Vikas Patra Maturity Period.
KVP Maturity Period Trend
Below given is the KVP Maturity Period Trend as per the KVP Interest Rate of past few years:
| KVP Interest Rate | KVP Maturity Period |
| 6.9% | 124 months |
| 7.6% | 113 months |
| 7.7% | 110 months |
| 7.3% | 120 months |
Withdrawal amount before Kisan Vikas Patra Maturity Period
Investors investing in the Kisan Vikas Patra scheme can withdraw their money any time before the completion of Kisan Vikas Patra Maturity Period based on certain conditions as mentioned below:
- If the investor withdraws his/her money before competitions of 1 year of investment, then he/she will not be getting any interest on that, moreover he/she will have to pay a penalty set by the officials.
- If the investor withdraws the money after one year of investment and before completion of 2.5 years, he/she will be getting interest on that, but on a reduced interest as set by the government.
- If the premature withdrawal takes place after completion of 2.5 years, then no penalty and no deduction in interest will happen, he/she will get the complete amount collected till date. This is one major benefit of KVP.